SETTING UP YOUR PRACTICE: Your Office Needs
Taxes

Personal Property
County tax assessors can provide personal property tax worksheets used to list tangible assets, such as equipment and furnishings, used in dental practices.

Employee
Dentists are required to withhold certain taxes from each employee's paycheck. Dentists in business for themselves may want to consult an accountant. Required taxes are:

Unemployment
For an unemployment guidelines booklet, call the Division of Unemployment Compensation at (850) 921-3893.

Workers' Compensation
Florida's workers' compensation program is administered by the Department of Labor and Employment Security. The Division of Workers' Compensation can be reached at (850) 488-2514.

Insurance
To obtain quotes on insurance programs designed by dentists for dentists, contact FDA Services Inc..

Professional liability
A professional liability policy protects dentists against malpractice claims brought against their practices. The policy covers damages for a variety of dental incidents.

General liability
This type of policy, often combined in a package with loss of office contents coverage, provides protection against personal injury or injury to others while on the business premises.

Commercial property
This policy provides replacement cost coverage on buildings and business personal property, including property of employees and others under the insured dentist's care, custody or control.

Group and individual health
This plan offers comprehensive coverage for preventive care and medically necessary expenses. FDA Services Inc. can custom design this plan to meet your needs.

Disability
This policy is designed to protect the income of a dentist who is no longer able to work because of accident or sickness.

Workers' compensation
This policy covers job-related injuries or illness, including medical payments, disability payments and employers' liability. Employers must have this coverage if they have four or more employees.

Voluntary term life
This term-life policy offers competitive rates, portability and high maximum benefit amounts.

Long-term care
This policy provides funding for your care if you are unable to care for yourself. Coverage helps pay for stays in a nursing home, assisted-care living facility or home-based care.